P.R.S.A.s
A PRSA is a portable retirement account which allows you to take your PRSA with you when you change job.
A PRSA is a portable retirement account which allows you to take your PRSA with you when you change job.
Your employer can contribute to your PRSA, unlike a personal pension plan where employers can’t make contributions.
The benefits of a PRSA pension are:
- Tax relief on PRSA contributions
- Any investment growth on your PRSA is tax-free
- Flexibility – you decide how much to contribute to your PRSA
- Take your PRSA with you when you move jobs
- Stop and restart PRSA contributions at no extra cost
- Additional Voluntary Contributions (AVCs)
If you are a member of an occupational pension scheme, then you may be in a position to improve the benefits you receive on retirement by making AVCs through a PRSA.

To learn more about our Pension services, please do not hesitate to contact us at:
Searing Point Wealth Management Limited, Frankfort Building, Dundrum Road, Dublin 14
Call +353 1 554 9606 or
Email us at info@searingpointwealth.ie.